POS Fraud At Tombia Junction by Gabriel O. Calabar

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It's no news that the popular Tombia junction in Yenagoa has been famous for being a hideout for hoodlums and a den of thieves in the past few years: I've been personally blocked on two occasions, but luckily, I managed to escape both encounters without sustaining an injury or parting away with a property -- an experience you could give up your savings for not to encounter twice or more. Also, the famous junction is a habitat for fraudsters and I stressfully ran into one yesterday.


I had gladly supplied a bottle of pure honey to a customer at Ekeki Park, and then calmly visited Studio Timeless to capture some moment. Afterwards, I peacefully returned to the ''wrong junction'' as I desired to journey back to the Wilberforce Island after a somewhat stressful Easter Sunday at the Camp Ground. On boarding a bus, I noticed I was N 50 short of the transportation fare. Left with no other choice, I had to withdraw the sum of N500 only, against my wish to complete the transportation fare. It was at the NDU Park beside former Perry Rich, now Phone Plaza. I quickly approached the nearest POS in front of the phone plaza closest to the park where I met a chubby dark skinned lady who attended to me promptly.

 

I gave her my card and in a few seconds I was asked to enter my pin to confirm transaction as usual. I did as expected, then piam she dished out a 500 naira note from the very many notes in her hand. She then tore a receipt out of her machine and handed it over to me. Guess what? I flung the receipt to the floor with confidence, inbuilt trust and satisfaction for a job well-done. In fact, I appreciated her for taking just 50 naira from my 500 naira transaction as she claimed her charge was supposed to be 100 naira, though I usually withdraw even 1,000 naira with just 50 naira charge in Ogobiri and Amassoma.

 

I then joined the bus without any form of worry and graciously journeyed to my desired destination with my phone down all through the transaction process. Minutes later, I got home. My nap was my biggest anticipation even as I made efforts to power my phone before catching cruise in a wonder land. Thankfully, there was power supply. After connecting the phone to a charger, I immediately put it on so I could dive my bed in peace. Before I could do so, a pop up text was my next priority as I received an alert of N5000 instead of N500. I opened wide my already dozing eyes, but I almost doubted the duo even though they're not known for showing me mirage. Sleep took to its heels and my irresistible nap scampered for safety: a thought just came to mind, ''so the bottle of honey wey I go supply na pesin don kpablize am without stress plus jara ontop''. I used to also concur that ''fast guy no bi thief'', it immediately dawned on me as I suddenly realized that "fast guy na the biggest thief''.

 

I quickly approached my wall hanger for a light T-shirt but couldn't be patient enough to get one carefully selected. I got a native dress instead and was already in it the next second. I then zoomed off to the park in seconds, 'Flash dey learn.' Just the feeling that I was scammed not by a ravaging yahoo boy online but an innocent looking POS lady was enough challenge to go through the stress worthwhile. I imagined all sort of approach I could use but then a thought crept in urgently ''what if she says she gave you N5000 instead, what's your evidence against her?''.I became sad at the moment but then, how man go do? Make I go try luck na. Subconsciously, I muttered words of prayer for a peaceful and successful outing.

On getting to the busy junction and even before alighting from the taxi, I was stretching from a distance to know if she had already closed for the day. Fortunately she was still sitting at the spot the transaction took place. With some relief, I walked confidently towards her kiosk with my sun-shade covering my eyes but not the obvious anger in them: I was fast and furious. Her reaction on seeing me was an affirmation that she knew the game she played. There was this cool smile she tried to hide, but it kept throwing her off balance. I got to her desk, stared at her for quite some seconds as she kept smiling uncontrollably. My first words were: ''you know say you don stress me well well?'' she was like, ''how can I help you?'' I tried my best to be calm, I knew that's what bae would do (calming me down) if she was with me of course.

 

''How much I withdraw from you?'' I pressed on. ''I can't even remember'' she feigned ignorance. I couldn't keep beating around the bush at the juncture. ''I withdraw N500 naira from you, you withdraw N5000 gimme N500''. ''5,000?'' She continued acting strange. I looked around and the receipt I had carelessly thrown away was just on the floor patiently waiting for me. ''Make I see the alert'' she requested. I gave her my phone as she requested. She brought a particular receipt she'd kept distinctly and started making cross-checks: a cheap trick to deceive me though I was far from being carried away.

 

"Na Master card?'' She asked awkwardly. I brought out my card, while she kept making fake comparisons cross checking her receipt and my card. ''Em na true o, no vex''. ''You don make me pay transport from Ogobiri come back here when I suppose to dey sleep.'' ''Haah! No vex o'' but the smile on her face keep proving her guilty.  She brought out some notes to make a refund but I instructed her to pay the money into my account instead. ''Em, you go need to pay for that one o''

Na so I change am for her instanter as I hear the rubsish wey she vomit from her mouth. ''Na because I no tell you to pay my transport abi?'', the hard look on my face was easy enough for her to know that I was angry. At this juncture, if a crowd should gather it would obviously be to her detriment.

 

''Your account number'', she requested also avoiding an escalation of the matter because the drama for shock her. ''Na 4.5k I go give you na'', in my mind I said, 'NO na five naira. At the spot, I got a refund credit alert, I opened my eyes and counted the digits very well. I then collected both receipts (debit & credit) and left without answering her fake apologies.

 

Straight away, I took a keke to dad's place, and relaxed for sometime before plying the Wilberforce Island route at dusk. It was a lesson learnt the hard way. On my way back I could only imagine if this had happened somewhere far away or outside the state where the transportation fare was close to or more than 5k, plus travelling stress. The story would've taken a different dimension instead. There's need to be watchful in the slightest of transactions we make with total strangers who may hardly be traced.  In all, I am grateful I stayed put. Till we get to the promised land: be watchful; for thou knowest not the hour temptation shall come your way.

 

© [GOC] Ink

 

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